Unlocked: An AI Playbook for Buying and Selling Your Home

The problem

You've read every article. You're still confused.

The internet is full of advice for buying a home, and full of advice for selling one. Almost none of it covers the hard part: doing both at the same time, with the same money, on two timelines that have to line up. That gap is where the thousands go.

The rate trap

You locked a low rate years ago. Today's rate would raise your payment by hundreds a month for the same house, sometimes more. Trading up feels like a financial penalty, and no one shows you the real math.

The money you can't see

Agent fees, closing costs, the overlap between two mortgages, the repairs you didn't budget for. Every one of them is real, and most stay invisible until they hit your account.

The timing knot

You need the money from your sale to buy the next place. Sell too fast and you have nowhere to live. Buy first and you carry two payments. There is no obvious right answer, and the wrong one is expensive.

The contingency wall

You find the home after months of looking, write the offer, and lose it because the seller will not wait on your sale. It happens, and it stings.

The maze

Comps, contingencies, escrow, appraisal gaps, net proceeds, capital-gains exclusion. Dozens of terms, dozens of steps, dozens of people, and you are supposed to coordinate all of it while keeping your house showing-ready and your job going.

If you've thought this

These are the thoughts that show up at 11pm.

"We need more space, but it's hard to give up our 3% rate when an extra bedroom would basically double our monthly payment."

"We're paralyzed by the timing. We need the money from our current place to buy the next one, and we have no idea where we'd live if it sells too fast."

"We found a house we loved after months of scrolling, and our offer got rejected because the seller wouldn't take a home-sale contingency."

"Keeping the house staging-ready for random showings while working and raising kids? Exhausting just to think about."

"I'm stuck in a loop. I scan listings every night, but the financial and logistical chaos of actually moving makes me not want to scan the listings."

The better way through

There is a better way through all of it.

AI can do the research you don't have time for, run the numbers against your real situation, and explain the confusing parts in plain language. The catch is knowing exactly what to ask. Unlocked hands you smart moves at every step, written out and ready to paste. You bring your details.

What's inside

Eighteen chapters. Over fifty prompts. Clarity from "should we move" to "we're in."

The guide is built like a book, with a cover, a clickable table of contents, and a companion web library where every prompt is a click-to-copy button. Sections carry a Your Edge move: a specific task to hand to AI, the exact prompt to paste, and what to do with what comes back.

Part 1

Selling and buying at once

The part the other guides skip. Buy first or sell first, and how to model both against your real numbers. Financing the gap with a bridge loan, a HELOC, or a sale-first plan. Turning your current equity into your next down payment. Rent-backs, simultaneous closings, and a plan for the day one deal wobbles. The capital-gains exclusion and what records to keep.

Part 2

Selling your current home

Pricing from real comps instead of hope. The repairs and staging worth the money, and the ones that aren't. Listing copy and photos that draw the right buyer. Reading offers for the one most likely to close on your timeline, not just the highest number. Your net proceeds, estimated before you sign.

Part 3

Buying your next home

How lenders see you when you still own a home. A sharper search the second time, built around what your last home got wrong. Competitive offers when you may carry a sale contingency. Inspection, appraisal, and closing, lined up with your sale.

Part 4

Your AI workspace

The deep-dive. A reusable setup that tracks both deals at once, the money-saving moves that run across both, and the build-it-yourself assets: a dual-timeline planner, a buy-first or sell-first cost model, an equity and net-proceeds worksheet, a negotiation rehearsal partner, and a vendor-vetting question bank. Plus the ground rules: what AI is great at, what it isn't, and where a human professional is non-negotiable.

Also in every copy

The full prompt library, indexed by stage. Two cheat sheets, "Selling in 10" and "Buying in 10." A 24-term plain-language glossary. The AI ground rules and privacy guardrails.

The move you'll use most

Every Your Edge is the same three parts.

The move, so you know what you're handing to AI. The prompt, written out in full for you to paste. And what to do with the output, so you act on it instead of trusting it blindly. There are over fifty of them across the guide, one for nearly every decision you'll face.

Your Edge

Compare every bridge against your real numbers

The move

Have AI lay your four options side by side on your actual figures, so you see total cost and the breaking point of each, not a generic explainer.

The prompt

I own a home worth about [current value] with [mortgage balance] left. I'm buying near [target price] and need about [gap amount] to cover the down payment before my sale closes. Compare four ways to bridge that gap: a bridge loan, a HELOC on my current home, buying with a smaller down payment and recasting after the sale, and a contingent offer. For each, show the rough monthly cost, the total cost if my old home takes [N] months to sell, the biggest risk, and who it fits. Flag anything that depends on timing or lender approval. List what you assumed.

What to do with the output

Use it to walk into your lender with specific questions, not to pick a winner on your own. Confirm the rate, the fees, and the carry period against a written estimate before you commit to any of them.

First-edition pricing

Get Unlocked.

The Playbook & The Prompts

Base

Everything you need to make the move with your eyes open.

$29 $39 USD

First-edition price

The full 18-chapter guide (PDF + companion web library)
Over 50 paste-ready Your Edge prompts
The indexed prompt library
The dual sale-and-purchase timeline
AI ground rules and privacy guardrails

Get Unlocked · $29

Recommended

The Playbook + The Operator's Pack

Bundle

For when you've decided and you want to move fast.

$39 $59 USD

First-edition price

Everything in the Base
All the prompts as a draggable file pack, no copying from the PDF
A ready-made AI setup for ChatGPT and Claude, built for running both deals at once
Three worksheet prompt-sheets: equity and net proceeds, buy-first vs. sell-first, and negotiation rehearsal

Get the Bundle · $39

First-edition pricing. The next price is $39 for the Base and $59 for the Bundle.

This is general education, not legal or financial advice. Talk to a licensed agent, lender, attorney, or CPA in your area before acting on anything involving your money or your contract.

The questions people actually ask

Before you decide.

Homeowners getting ready to sell their current place and buy their next one, often at the same time. If you're coordinating two transactions, two timelines, and one budget, this was written for you. If you're only buying or only selling, you'll still use most of it, and a first-time-buyer edition is on the way.

No. Unlocked is education. It explains what a bridge loan is, how a rent-back works, what the capital-gains exclusion means, and what to ask the professionals you hire. Every chapter that touches money or contracts points you to a licensed agent, lender, attorney, or CPA before you act. It makes you a sharper client, not a substitute for one.

No. The prompts are written out in full. You copy one, paste in your own details where the brackets are, and read what comes back. The guide also includes a short setup section if you've never used a tool like ChatGPT or Claude.

A free account with ChatGPT or Claude covers most of the prompts. A paid plan helps with the longer, file-reading moves, and the guide tells you which is which so you can decide.

A PDF you can read anywhere, plus a companion web library where every prompt is a click-to-copy button. You get the download link by email right after checkout.

The done-for-you layer. The same prompts as a draggable file pack, a ready-made AI setup for running both deals at once, and three worksheet prompt-sheets for the numbers and the negotiation. It's the difference between reading the moves and having them loaded and ready.

You're going to make this move. The only question is how much it costs you.

The thousands hide in the same places every time: the gap between two deals, the fees no one flags, the term you didn't understand until it was in the contract. Unlocked shows you each one, and hands you the AI move to deal with it. One payment. Yours for every edition that follows.